Kforce Credit Analyst II in Miami, Florida

Kforce has a client in the Miami, FL area hiring for an experienced Credit Analyst II. The core responsibilities will be to spread financial statements in order to pre-screen the viability of the credit proposal. Essential Job Functions:

  • Examine accounting methods and scrutinize financial statement and accompanying information

  • Prepare credit presentations which include the following: and mitigate risk, identify sources of repayment, sensitivity analysis, industry data and project analysis

  • Pull credit reports, OFAC, and background checks to evaluate and examine credit references for consistency with information provided

  • Analyze borrower's business methods of operations, operational environment, financial condition and operating performance to determine borrower's ability to pay on loans

  • Request specific information and discusses or resolves issues pertaining to borrower's business, financial status, and credit risk

  • Confer with Credit Manager in order to resolve problems with application or missing information

  • Perform credit underwriting, assess credit risk, comply with the Bank's Credit Policy and issues recommendations about credit proposals to be reviewed by the Credit Manager

  • Perform credit analyses for annual reviews and credit renewals as required

  • Conduct follow-up of borrowers' financial situations with authorized credit facilities

  • Assure financial covenants of each transaction are carried out as approved

  • Maintain continuous efforts to supervise problem credits

  • Attend to administrative functions of the Credit Committee (agenda, minutes and board letters) when needed

  • Sign and authorize credit/trade references when needed

  • Participate in special projects related to the bank's loan portfolio, such as but not limited to legal lending limit log, and Allowances for Loan Losses, etc.

  • 2-3 years experience

Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.Compensation Type:YearsMinimum Compensation:60000.00Maximum Compensation:65000.00